Your life intelligence layer
One personalized life intelligence layer — yours. Built from what you bring it. Sharper on what matters to you now. Holding the full arc of your life, ready to be read back whenever you want to look. Cole is the window into it — Cole doesn't tell you what to do, it brings you what matters, the intelligence behind every decision in front of you, and lets you make the call.
Permission to live today
Most finance products either guilt you into beans-and-rice austerity or hand-wave the future and tell you to deal with it later. This one does neither. It gives you permission to live today — the trip, the asset, the early retirement, the toy if you want one — and the intelligence to see exactly what each decision costs your future self before you make it. Over a lifetime of decisions, that's six figures of difference. Sometimes more.
Your briefing, every two weeks
Not a dashboard. Not a chart. A briefing told in a way you'll actually read — your last two weeks in plain English, the parts of your life that quietly mattered, the patterns to watch, the move worth making. Each one builds on the last. It becomes the read you look forward to — the one percent better you got, and the one percent better you're heading toward. Years from now, scroll back and see exactly how you got here.
The full arc
Four tiers, four depths of your personalized life intelligence layer. Pick the one that matches where you are — and upgrade whenever you're ready for more. Whatever happens — a job loss, a divorce, a death in the family, a failed business, the economy turning — your layer doesn't forget where you've been. It carries you through, surfaces the moves that recover the runway, and keeps the destination in view.
Track
Start here
$79/mo
The noise stops. Your Live Funded Score tells you where you actually are — funded or not, and how close. Your Live Funded Date tells you when you could retire — and sharpens as more of your picture comes in. Your personalized life intelligence layer is built from what you bring it: statements, debt, goals, the picture of your week. Cole brings you what matters most. Your story starts here. Most people stay. Some never need more.
Most chosen
Build
$149/mo
Billed annually — two months free
Now everything talks: your investments, your taxes, your retirement projections, your health data. Your personalized life intelligence layer stops looking at the next paycheck and starts looking at the full hundred-year picture. Set any goal — a trip, an asset, an early retirement — and watch your Live Funded Date shift. Connect a wearable, a food log, a sleep tracker — and Cole pulls the connection between how you're living and what your future actually looks like. This is what a personalized life intelligence layer is for.
Everything in Track, plus
- Investment intelligence across every account
- Tax intelligence + tax export
- Retirement: Monte Carlo & 100-year projections
- Full health domain + Health Trajectory
- Expense Books — life vs. work
- Peer benchmarks
Begin your four weeks →
Command
$299/mo
Billed annually — two months free
The long-arc decisions get smart. When to borrow against assets instead of selling. How a career change moves your hundred-year line. Which longevity findings actually apply to your specific case, surfaced when they matter. Cole becomes the guide for moves you'd otherwise make alone. Your briefing reads like the story of someone composing a life, not reacting to one.
Everything in Build, plus
- Longevity research monitor
- Life-event intelligence
- Asset-backed borrowing intelligence
Begin free →
Apex
$499/mo
Billed annually — two months free
The full architecture. Estate planning intelligence. Multi-year tax strategy. Business structuring. Social Security and Medicare optimization. Wealth transitions across generations. Your personalized life intelligence layer runs the whole machine — every part of your life modeled, every decision tested against the long arc. Your briefing reads like a generational chronicle. Built for people whose decisions move several generations, not several years.
Everything in Command, plus
- Advanced wealth architecture
- Estate planning intelligence
- Full tax strategy suite
Begin free →